財產保險合同的格式-文庫吧

【正文】 簽發日期：＿＿年＿＿月＿＿日 簽發地點： 明 細 表 保險單號碼： 一、被保險人名稱和地址： 二、保險財產地址： 三、營業性質： 四、保險項目及保險金額 項 目 保險金額 （一）保險財產 １．建筑物（包括裝修）： ２．機器設備： ３．裝置、家俱及辦公設施或用品： ４．倉儲物品： ５．其他： （二）附加費用 １．清除殘骸費用： ２．滅火費用： ３．專業費用： ４．其他費用： 總保險金額： 五、每次事故免賠額： 六、保險期限：共＿＿＿個月。 自＿＿＿年＿＿月＿＿日零時起，至＿＿＿年＿＿月＿＿日二十四時止。 七、保險費率： 總保險費： 八、付費日期： 九、司法管轄 本保險單受中華人民共和國的司法管轄 十、特別條款 財產險保單明細表 ＿＿＿＿＿＿保險公司 PROPERTY INSURANCE CLAUSES Whole Doc. I. THE PROPERTY INSURED The property insured shall refer to all properties and expenses specified in the Schedule of this Policy. Unless specifically agreed upon in writing between the Insured and theCompany and appraised and valueestablished by professionals or assessors,the following articles and the expenses relevant thereto shall not becovered under this Policy: 1. gold, silver, pearls, diamonds, precious stones and jades。 2. antiques, articles of virtue, ancient coins, ancient books andancient paintings。 3. works of art or postage stamps。 4. advertisements, aerials, neon, pieces of solar energy apparatusetc. on buildings。 5. puter system records or its making and copying costs. Under no circumstances shall the following articles relevant theretobe covered hereunder: 1. guns, ammunition or explosives。 2. banknotes, securities, bills, documents, files, account books ordrawings。 3. animals, plants and agricultural crops。 4. mobile phones, portable puters, removable photograph apparatusor other precious articles。 5. vehicles licensed for general transport use. II. SCOPE OF COVER The Company shall indemnify the Insured in respect of the physicalloss of or damage to the insured property stated in the Schedule duringthe period of insurance directly arising from the following perils: 1. fire。 2. explosion。 but not including explosion of a boiler or other pressure reliefdevices。 3. lightning。 4. hurricane, typhoon and tornado。 5. storm, tempest and flood。 but not including loss or damage caused by change in normal waterlevel or inundation from sea water or water escape or leakage from thenormal confines of any natural water course, lake or reservoir, canal ordam as well as loss of or damage to the insured property caused by storm,tempest or flood while being stored in the open or covered by or under ashed thatched with reeds, tarpaulins, straw, asphalt felt, plastic ornylon sheet。 6. hailstorm。 7. landslide, rockslide, avalanche。 8. volcanic explosion。 9. subsidence of ground。 but not including loss or damage resulting from pile driving,groundwork or excavation。 10. crashing aircraft and parts or articles falling from aircraft andother flying objects。 11. bursting of water tank or pipe。 but not including bursting of water tank or pipe due to rust. III. EXCLUSIONS This Company shall not be liable for: 1. loss of or damage to the insured property or expenses caused byintentional act or gross negligence of the Insured or his representative。 2. loss of or damage to the insured property caused and expensesincurred by earthquake or tsunami。 3. depreciation, loss of market, loss of use and other consequentiallosses of any description。 4. loss of or damage to the insured property or expenses incurredarising from war, warlike operation, hostilities, armed