外貿函電insurappt課件(編輯修改稿)

　

【文章內容簡介】 include: Part 2. Ocean Marine Cargo Clauses of China Insurance Clauses (CIC) (1) War Risk (2) (Strikes, Riots暴力 , Civil Commotions民變 ) (3) On Deck Risk倉面險 (4) Import Duty Risk進口關稅險 (5) Rejection Risk拒受險 (6) Aflatoxin risk黃曲霉險 (7) Failure to Delivery Risk交貨不著險 （ 8） Fire risk extension clause (FREC)火險責任擴展條款 —for storage of cargo at destination Hongkong, including Kowloon九龍 , or Macao. Part 2. Ocean Marine Cargo Clauses of China Insurance Clauses (CIC) These additional coverages are usually taken out together with FPA, WPA and All Risks. W/W clausewarehouse to warehouse clause倉至倉條款 ? Just as the usual practice in international insurance market,with regard to the duration of liability of the insurer 保險公司的責任起訖期限 in ocean marine cargo insurance海洋運輸貨物保險條款 , CIC 中國保險條款 adopts warehouse to warehouse clause(W/W clause), which means insurance coverage of risks to a shipment of goods對運輸貨物風險的承保生效 from the time the goods leave the warehouse for mencement of transit即保險責任自被保險貨物遠離起運地倉庫 and continue during ordinary course of transit until delivered to final warehouse at destination自至該貨到達保險單所載明的收貨人的最后倉庫 , or until the expiration of 60 days as of the moment of the insured goods are unloaded或被保險貨物卸載后滿 60天為止 ( if the shipment fails to reach the aforesaid warehouse), but with exception that the goods be transported to other place of destination not indicated on the insurance documents.（如未運抵上述倉庫或儲存處所）則以被保險貨物運抵最后缷載的車站滿60天為止。 Give the meaning of warehouse to warehouse ? The term ?marine insurance‘ is somewhat misleading. We may think that marine insurance covers risks to a shipment of goods only associated with sea agreement of the parties or custom of the trade, the contract of marine insurance can be extended so as to protect the insured against losses on inland waters or land which are incidental附帶的 to the sea voyage. In the export trade, it is usual to ? Arrange an extented marine insurance under the ―warehouse to warehouse‖ clause in order to cover the transportation of goods from the warehouse of the seller to the port of dispatch, and from the port of arrival to the warehouse of the overseas buyer. ? What is the usual practice in international insurance market, with regard to the duration of liability of the insurer 保險公司的責任起訖期限 in ocean marine cargo insurance海洋運輸貨物保險條款？ ? The insurer is liable to cover the transportation of goods from the warehouse of the seller to the warehouse of the overseas buyer under the W/W clause. The PICC has its own insurance clauses. China Insurance Clauses (CIC) which are different from the Institute Cargo Clauses (ICC) 倫敦保險業協會貨物條款 Part 3. Institute Cargo Clauses (ICC) 協會貨物條款（倫敦保險業協會海洋貨物保險條款） The ICC was initially published in 1912 and has been amended many times. The last version was pleted on , 1982 and came into force from April 2,1983, in which six insurance coverages are provided, namely: (1) Institute Cargo Clause A, or ICC(A)。 協會貨物 (A)險條款 (2) Institute Cargo Clause B, or ICC(B)。 協會貨物 (B)險條款 (3) Institute Cargo Clause C, or ICC(C)。 協會貨物 (C)險條款 (4) Institute War Clause –Cargo。 協會戰爭險條款 (貨物 ) (5) Institute Strikes Clause –Cargo。 協會罷工險條款 (貨物 ) (6) Malicious Damage Clause。 惡意損害險條款 Part 3. Institute Cargo Clauses (ICC) 協會貨物（ A）（ B）（ C）三種險別的區別，主要反映在風險條款中，承保風險與除外責任是險別條款中的核心。 在（ A）險條款中，由于承保責任范圍較廣，不便把全部承保風險一一列出，采用列出“除外責任”的方式，即除了除外責任外，其他風險責任均予負責。 Part 3. Institute Cargo Clauses (ICC) Ⅰ . ICC(A) This insurance covers all risks of loss of or damage to the subject matter insured保險標的物 except the following exclusions: 1. Exclusions of general average:沒有共同海損性質的除外責任 loss, damage or expense attributable to willful misconduct of the Assured, etc. 由于投保人故意不當行為造成的損失與費用 2. Exclusions of unseaworthiness and unfitness 不適航 ,不適貨除外責任（主要是指被保險人裝船時已知不適航 ,不適貨的情況） 3. Exclu