全國職稱英語等級考試試題-財經類(doc75)-考試學習-資料下載頁

【導讀】othercountries.cheapertoday.beautifulspots.expensive.world?minds.world.andin. clothing.

　　

【正文】 The European Continent and Britain. 37. What seems to be the most basic reason for this difference? ○A. The British tend to regard money as an end, whereas Continental European consider it a means to an end. ○B. The British invest only 10% of their savings in pension funds. ○C. On the Continent you can39。t do anything 中國在職教育網論壇 全面的在職研究生相關資訊，以及廣泛的學員交流 unless you have been told you can. ○D. Intelligent young men who want a career tend to go to civil service in the Continent. 38. According to the passage, the Dutch way of finance and banking ________. ○A. is similar to that of the French ○B. makes no difference whatever system it follows ○C. is perhaps resembling that of the British ○D. has a low efficiency 39. The word striking in Line 1 means ________. ○A. beating ○B. surplus ○C. noticeable ○D. seemingly 40. In what way does the Continental system seem 中國在職教育網論壇 全面的在職研究生相關資訊，以及廣泛的學員交流 better? ○A. The Continent maintains a higher growth rate and levels of investment. ○B. It has less proportions of savings in the form of liquid assets. ○C. It attracts intelligent young men. ○D. It functions properly despite the fact that the British discount it. Passage 2 Insurance in respect of the property will be effected by the Society in accordance with the Rules and the mortgage conditions with such insurance panies as the Society may determined. The Society has a wide experience of insurance panies and of the terms offered by their policies, and places insurance with many panies who are able to provide the cover which and if so please contact immediately the Branch Office to which you submitted your application for loan, and so long as that pany and its terms are 中國在職教育網論壇 全面的在職研究生相關資訊，以及廣泛的學員交流 acceptable to the Society cover will be arranged accordingly. If you should suggest a pany and it is not one with which the Society does business you will be informed and offered a choice of other panies. You may request a change of insurance pany at any time during the life of the mortgage. If your mortgage is under the endowment (損贈 ) scheme or supported by an insurance guarantee or if the documents of title specify the pany to be used it may not be possible to accept your choice. The initial sum insured will be the figure shown under the heading Amount of Property Insurance in the Details of Loan. This figure is the amount remended by the Society39。s valuer (估價者 ), as his estimate of the replacement cost of the building at the date of valuation, unless some other amount has been agreed in writing between you and the Society. No guarantee is given or implied that the amount of insurance will cover plete loss. You are reminded that the market value of your 中國在職教育網論壇 全面的在職研究生相關資訊，以及廣泛的學員交流 property bears no relationship to the cost of replacement. The amount for which property is insured therefore represent not less than the cost, at the time of repair or replacement, of rebuilding all the property covered in the same materials, form, style and condition as when it is new. It should also include any architects, surveyors and legal fees which may be payable, and any costs which may be incurred in plying with the requirements of the Local authority and in removing debris (碎片 ), etc. The term property includes domestic outbuilding, garages, walls, landlords39。 fixtures (固定裝置 ) and furniture, etc. But excludes the value of the land. The market value of house is therefore likely to be less than the cost of rebuilding, especially if the property is elderly (年久的 ). Even if the property is recently built, the work involved in reinstatement (復原 ) will be more expensive than the building cost which can be achieved by a builder building on an estate basis. 中國在職教育網論壇 全面的在職研究生相關資訊，以及廣泛的學員交流 41. The passage appears to be from __________. ○A. an advertisement ○B. an information booklet ○C. a newspaper article ○D. a formal speech 42. The tone of this passage could best be described as ___________. ○A. academic ○B. formal ○C. lighthearted ○D. subjective 43. According to the passage if the customer suggests an insurance pany ________. ○A. it is impossible to change that pany later on ○B. the Building Society will provide a list of alternative panies ○C. the Building Society will not accept 中國在職教育網論壇 全面的在職研究生相關資訊，以及廣泛的學員交流 responsibility for the policy ○D. the Building Society may not be able to agree to that pany 44. The passage states that when you insure your property _________. ○A. you should not take the land value into account ○B. you should use the market value as a guide ○C. you should take the advice of your Local Authority ○D. garages and garden sheds are not usually included 45. The passage implies that rebuilding a property costs more than its market value __________. ○A. only if the property is old ○B. particularly if the property is new ○C. whatever the age of the property ○D. because of rising building costs 中國在職教育網論壇 全面的在職研究生相關資訊，以及廣泛的學員交流 第六部分 完形填空 (30 分 ) 根據短文在空白處填上適當的單詞，該單詞的第一個字 母已經給出。 The interest paid by stocks rises and falls w 46 the economy. During times when the cost of living is rapidly being greater, s 47 are usually a better investment than bonds. This is b 48 they pay a much higher interest rate than d 49 bonds under these conditions. When economic conditions are not good, h 50 bonds are generally a better investment. This is because the interest paid b 51 bonds in fixed at a certain rate when they are issued the does not c 52 . Because of the relationship between the economy a 53 the performance of